UK Trader: Key features

Internet merchant account and payment gateway. Pay no monthly fees. Just pay per transaction.

UK Trader Account


A Nochex Account offers you a total online payment service. Unlike many payment services, you don't need a separate internet merchant account and a payment gateway.


You can immediately withdraw funds from your Nochex account to your registered bank account; this is usually completed within three working days (the same as a normal cash transfer).

Cash flow is important to all new and growing business, and it is our goal for our Merchants to be able to sell easily and get paid quickly.


Accept cards from MasterCard, Visa, Maestro, Solo, Visa Electron and Visa Debit (Delta) *

* Some older Visa Debit cards may carry the "Delta" logo on the card. They can also be identified by the word "Debit" printed on the front of the card.


Process payments from UK cards only. If you need to process payments from outside the UK please check out our Merchant Account.

UK Only

The configurable Nochex payment page enables you to take online card payments in real-time, whilst giving your customers a seamless checkout experience.

The payments page is hosted on our own secure servers, which is protected with our own SSL certificate (128 bit secure) and operates on extremely reliable system architecture.

You can easily change the look and feel of the pages to bring them in line with your company branding with our online editor. Add your logos, change fonts, text size, text colour and even change and add your own html and CSS page elements.


Nochex is supported by and integrated into an ever growing number of the most popular ecommerce shopping carts.  This means that integrating Nochex into your website is a breeze. We even provide shopping cart integration guides for the most popular shopping carts.

Please see our list of supported shopping carts for more information.


Enabling your website to accept Nochex payments is quick and easy. In most cases, you will only need a basic knowledge of HTML and we have simple guides to help you.

We also provide our Automatic Payment Confirmation (APC). This functionality allows you to integrate your Nochex payments with your website's back-end operations, so you get immediate confirmation and authentication of the Nochex payments you receive.


The Nochex Merchant Control Panel gives you real-time access to an easy to use online management information system.

You are provided with a variety of tools to enable you to access the key information you require, giving you better customer service, streamlined reporting and complete control of your account, and all from one simple interface.


Nochex is easy to use within online auctions and is one of only a few trusted payment methods approved by all the major online auctions.

By providing your auction customers with a choice of payment options, you can dramatically increase your sales conversions.


Account Limits

The maximum transaction value is the maximum total value of money (??'s) that can be accepted in a single transaction.


For each account, we set a maximum amount of money that can be withdrawn each day.

Normally this threshold works well for merchants using the Nochex service - if not then talk to us.


Fees & Pricing

This is the percentage you will pay for each transaction.

Compare our prices and minimal fees and you will soon see that Nochex is the much more cost effective way to accept card payments.

3.2% + 20p

Our low cost, one-off set up covers the cost of both creating your account and for our friendly on-going support and administration.


Unlike other payment companies, Nochex do not charge you any monthly or annual fees. You are free to just pay as you go. We don't even lock you into any restrictively long contracts - you can leave any time you like - but we know you won't!



Fast, friendly help from the customer support team.


You can be allocated a dedicated Account Manager when you upgrade to a Merchant Account.


Anti-fraud tools

All Nochex transactions are AVS and CV2 checked automatically as standard. AVS (Address Verification Service) checks involve checking a cardholder's address against that of the billing address of the card used.

CV2 (card security code) checks involve checking to see that the 3 digit 'security code', usually found on the back of the card entered by the cardholder, matches that held by the card issuer.


As part of our on-going commitment to help reduce your fraud risk, all Nochex transactions are checked for participation with 3D Secure - the leading 'internet authentication protocol' designed by Visa and MasterCard.

3D secure can be thought of as an online version of 'chip and pin' technology, whereby the cardholder has a personalised password registered with their bank that is input during the checkout process. By using 3D Secure, you can actively reduce your risk of fraud and chargebacks.

We believe all Merchants should be entitled to run their online businesses in the most secure way possible, whilst minimising their risk of fraud. This is why we offer this service with all accounts at no additional charge.