Merchant Services / Online Payment

Straightforward website payment services for your online business

Do you need merchant services in order to accept online payment? Nochex can provide you with a merchant account and a payment gateway in one simple solution and get you trading fast within 2-business days!

Since 2001 we have helped thousands of people just like you - entrepreneurs who need to accept all major credit and debit cards. Our merchant services accounts are easy to set-up and integrate with all the leading shopping carts.

We do this with little fuss or fanfare; we keep our merchant services simple and our prices low, and many of our customers have become rather attached to Nochex. Look at the choice below and pick the online payment account that will keep you attached to us too!

More information Click the links below for more detail UK Trader Account Merchant Account
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Combined merchant account and gateway

A Nochex Account offers you a total online payment service. Unlike many payment services, you don't need a separate internet merchant account and a payment gateway.


Instant cash withdrawals

You can immediately withdraw funds from your Nochex account to your registered bank account; this is usually completed within three working days (the same as a normal cash transfer).


Accept all major credit and debit cards

Accept cards from MasterCard, Visa, American Express, Maestro, Visa Electron and Visa Debit (Delta) *

* Some older Visa Debit cards may carry the "Delta" logo on the card. They can also be identified by the word "Debit" printed on the front of the card.


Accepted territories

Process payments from UK cards only. If you need to process payments from outside the UK please check out our Merchant Account.


Configurable hosted payment page

The configurable Nochex payment page enables you to take online card payments in real-time, whilst giving your customers a seamless checkout experience.

The payments page is hosted on our own secure servers, which is protected with our own SSL certificate (128 bit secure) and operates on extremely reliable system architecture.

You can easily change the look and feel of the pages to bring them in line with your company branding using our online editor. Add your logos, change fonts, text size, text colour and even change and add your own html and CSS page elements.


Shopping cart compatible

Nochex is integrated into the best ecommerce shopping carts.  This means that integrating Nochex into your website is a breeze. We even provide shopping cart integration guides for the most popular shopping carts.

Please see our list of supported shopping carts for more information.


Quick and easy to integrate

Enabling your website to accept Nochex payments is quick and easy. In most cases, you will only need a basic knowledge of HTML and we have simple guides to help you.

We also provide our Automatic Payment Confirmation (APC). This functionality allows you to integrate your Nochex payments with your website's back-end operations, so you get immediate confirmation and authentication of the Nochex payments you receive.


Online reporting & management area

The Nochex Merchant Control Panel gives you real-time access to an easy to use online management information system.

You are provided with a variety of tools to enable you to access the key information you require, giving you better customer service, streamlined reporting and complete control of your account, and all from one simple interface.


Online auction friendly

Nochex is easy to use within online auctions and is one of only a few trusted payment methods approved by all the major online auctions.

By providing your auction customers with a choice of payment options, you can dramatically increase your sales conversions.


Maximum transaction value

The maximum transaction value is the maximum total value of money (£'s) that can be accepted in a single transaction.


Daily withdrawal limit

For each account, we set a maximum amount of money that can be withdrawn each day.

In certain circumstances and upon gaining a successful trading history with Nochex, Merchant Account holders may be able to negotiate higher daily withdrawal limits.


Transaction rate

This is the percentage you will pay for each transaction.


Set up charge

Our low cost, one-off set up covers the cost of both creating your account and for our friendly on-going support and administration.


Monthly fees or annual fees

Unlike other payment companies, Nochex do not charge you any monthly or annual fees. You are free to just pay as you go. We don't even lock you into any restrictively long contracts - you can leave any time you like - but we know you won't!


Retained balance

This is an amount of money retained in an account to cover the cost of chargebacks.


Email support

Fast, friendly help from the customer support team.


Account manager

All Nochex Merchant Account holders have their own dedicated Account Manager who is based in the UK who you can reach directly by telephone or email. We pride ourselves on being able to offer unrivalled UK support for all our Merchants.


AVS and CV2 checking

All Nochex transactions are AVS and CV2 checked automatically as standard. AVS (Address Verification Service) checks involve checking a cardholder's address against that of the billing address of the card used.

CV2 (card security code) checks involve checking to see that the 3 digit 'security code', usually found on the back of the card entered by the cardholder, matches that held by the card issuer.


3D Secure enabled

As part of our on-going commitment to help reduce your fraud risk, all Nochex transactions are checked for participation with 3D Secure - the leading 'internet authentication protocol' designed by Visa and MasterCard.

3D secure can be thought of as an online version of 'chip and pin' technology, whereby the cardholder has a personalised password registered with their card that is input during the checkout process. By using 3D Secure, you can actively reduce your risk of fraud and chargebacks.

We believe all Merchants should be entitled to run their online businesses in the most secure way possible, whilst minimising their risk of fraud. This is why we offer this service to all accounts at no additional charge.

Combined merchant account and gateway
Tick Tick
Instant cash withdrawals Tick Tick
Accept all major credit and debit cards Tick Tick
Accepted territories UK Only UK & International
Configurable hosted payment page Tick Tick
Shopping cart compatible Tick Tick
Quick and easy to integrate Tick Tick
Online reporting & management area Tick Tick
Online auction friendly Tick Tick
Account limits    
Maximum transaction value £100 Negotiable
Daily withdrawal limit £500 Negotiable
Fees & Pricing    
Transaction rate (per transaction) 3.2% + 20p 2.9 % +20p
Set up charge £14.95 FREE £50
Monthly fees or annual fees Free Free
Retained balance None Varies upon business
Email support Tick Tick
Account manager - Tick
Anti-fraud tools    
AVS and CV2 checking Tick Tick
3D Secure enabled Tick Tick
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