Online Payments

The smart, simple and safe way to take online payments


Does your business need a safe, simple and low cost way to accept online payments?

Being able to accept online payments is a basic requirement for any business that works in e-commerce. Doing so safely and at low cost is essential for any supplier you choose to work with. So, who can you rely on to help your business, to work with you, and not against you?

Nochex as an online payment service has been providing online payment processing services to small and medium sized enterprises for many years. Many years ago we decided to actively support entrepreneurs as a PayPal alternative. We don’t automatically take the part of buyers, we give you the time to resolve disputes. Moreover, we won’t automatically freeze your funds, or even close your account, just because a computer says that is the thing to do. We talk to you, and we listen.

Your own account manager who is there to help you

Nochex works with lots people who run their own businesses. We understand the challenges you face, and we have a lot of experience for you to call upon to help you overcome those challenges. Our Account Managers are experienced people, easily accessible to you, when you need their help. We help you to overcome issues and get your online payments processed and into your account as quick as we can.

If you want to take payments contact us today

Would you like to try out our service first?

We have created a demonstration website “” to show you just how simple it is to use Nochex. It also proves how seamlessly the Nochex payment pages integrate into your website. We have used ‘buy now’ buttons for this demo – but it’s just as easy to integrate using many of the most popular shopping carts that support Nochex.

A Nochex account gives you the ability to custom brand your payment page to look and feel the same as your website. This gives your customers a seamless and professional checkout experience.

Try out the demo

Online payments service features

  • Fast and easy access to your money.
  • Accept payments from all major credit and debit cards.
  • Both a merchant account and payment gateway in one.
  • Fully PCI compliant.
  • No limits on the number of transactions.
  • Your customers won’t need an account to pay you.
  • Free support for your customers from our UK team.
  • Simple and speedy setup.
  • Easy to integrate with your website.
  • Your own UK-based account manager.
internet merchant account telephone payments

Want to Start Taking Online Payments?

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Apply Today and you can begin to taking payments

Apply Today and you can begin to taking payments

Online payments refers to money that is exchanged electronically – often referred to as e-money. Typically, this involves the use of computer networks, the internet and digital stored value systems.

When you collect a payment over the internet, you are accepting an online payment. Usually, an online payment is a transaction that results in the transfer of monetary funds from a customer’s credit card to an internet merchant account.

Merchants accepting online payments need to comply with various security measures. Nochex works closely with merchants to make sure these requirements are met quickly and with minimal inconvenience to business.

Internet Payment Security

Online payment security is designed to reduce the chance that billing and personal information can be stolen. The transfer of data needs to take place over secure Payment Card Industry (PCI*) compliant encrypted connections. To ensure the security of Nochex’ payment infrastructure we periodically scan our network for security vulnerabilities.

To accept an online payment merchants need to have access to an online payment gateway. Nochex’ secure gateway is fully integrated with the credit card and the payment processing process.

To reduce the PCI security burden on merchants, Nochex developed an Automatic Payment Confirmation (APC) facility. Merchants integrate the APC on their website when they open a Nochex account. This facility greatly reduces the security obligations that apply to merchants. As a result, when customers make online payments, the whole transaction takes place on Nochex payment pages.

The typical online payment process has the following stages:

  • Customer submits the payment information to Nochex via the Nochex APC. For example, the customer completes the Nochex payment form on the merchant website and submits the information.
  • Nochex payment gateway submits the payment to the payment processor.
  • The payment processor authorizes the payment and responds to Nochex.
  • Nochex responds back to the customer showing if the payment was successful or not and taking the appropriate action.

An e-commerce online payment service enables the acceptance of electronic payments for online transactions. They are also known as an example of Electronic Data Interchange (EDI). E-commerce online payment systems have become increasingly popular due to the widespread use of the internet-based shopping and banking.

A Nochex Internet Merchant Account provides businesses with the means to accept debit and credit card payments, online. It is the ideal solution for internet businesses that want a straightforward but secure way to take online payments.

*PCI DSS is the Payment Card Industry Data Security Standard. It was set up to help businesses process payments securely and reduce card fraud. PCI DSS is intended to protect sensitive cardholder data.

Next Steps

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