Merchant Account

A merchant account for businesses to accept and settle card payments

Does your business need a straightforward way to get paid?

Nochex is designed to be simple—we accept your payment data, and we deposit the funds in your business bank account. Nochex is the complete solution for all your payment needs.

A Nochex Internet Merchant Account is something we provide you with. You don’t need to find someone else to supply you with one; its something that we give you.

Nochex is the best way to accept payments whether you are online, taking payments over the phone, sending out invoices, collecting a recurring subscription, taking a payment inside a store or outside in a field.

To use any of our payment services all you need is a Nochex Merchant Account. Just fill in our short application form and we can have your account up, running and taking payments within one business day.

Payment gateway, payment processor and internet merchant account provider all in one

Unlike a traditional, legacy merchant account from an acquiring bank, the Nochex Account is very uncomplicated taking care of all your payment processing needs in one easy package– there is no need to integrate with multiple vendors to take payments (an account for funds, a gateway to submit payments, maybe even a third or fourth service to manage recurring charges, invoicing and telephone payments). Even if you have sub-merchants, a Nochex Internet Merchant Account opens the door to straightforward payment control.

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Your Nochex Account takes care of business

In order to use our payment services we ask you to open a Nochex Merchant Account. We gather a little information about you and your business so that we can get your money paid out to you with no delay. The Nochex Internet Merchant Account is the basic facility you need to use any of our merchant services. There is a standard once only charge of £50 to open your Nochex Merchant Account. Once you have your Internet Merchant Account you can use it to operate all the payment services you use.

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Merchant Account service provider features:

  • An account for funds and a gateway to submit payments all-in-one
  • Accept payments from all major credit and debit payment cards
  • Fully PCI compliant
  • Fast and easy access to your money
  • Your customers won’t need an account in order to pay you
  • Free support for your customers by our UK based team
  • Simple and speedy setup
  • Easy to integrate with your website
  • Your own UK-based account manager
taking telephone payments

Want your own Nochex Internet Merchant Account?

Complete the online application and we'll quickly get back to you.

Apply Today

Apply Today

Frequently Asked Questions

You need to be aged 18 years or above to be accepted for a Nochex Merchant Account. If you are under 18 years of age have you considered asking a parent, guardian or other responsible adult to work with you and open an account on your behalf?

If you are resident in the UK or Europe you are eligible to be accepted for an account.

Basically it is an account into which we can place your funds including payments you receive from your customers when they purchase from you.

A Nochex Merchant Account allows you to receive payments and manage

In order to access your money you need to have an account with a bank, building society or some other financial institution that we can transfer your funds to.

You transfer your money from your Nochex account to your bank

Account holders manage the transfer of funds from their own accounts. You can access your account at any time to do this. The amount of time that it takes to transfer the funds from your Nochex account into your designated account is down to the bank and its settlement periods. Typically transactions completed within three or four working days.

Typically, we open accounts for new account holders within two or three working days. In order to ensure the continuous smooth running of your account, we like to understand what you are doing and how your business will operate. We use this knowledge to help you to operate successfully and avoid pitfalls common to businesses of your type.

We won’t usually ask for any documents during the boarding process. We might ask for a processing statement if you’ve recently been using another payment service.

When you have been accepted for an account we will ask you for a voided cheque, paying-in slip (from a pre-printed paying in book) or bank statement dated within the last 3 months, from the bank account you want to register to your Nochex Account.

These documents can be scanned and sent electronically. The scanned copies must be of high quality and clearly show the sort code, account number and name. Photos of the documents taken by android or smartphone are not acceptable.

If you are cannot scan the documents, post them to us. Any paper copies you send will be destroyed and an electronic version retained. All scanned copies will be retained on our secure servers.

The process really is very simple and straightforward. We have been processing payments for many years and we have refined the way that it works to the point that it is hardly noticeable. To see a demonstration of the process, click through the link here to make a test payment on our demonstration website

For the Merchant Account there is a once only set-up fee of £50. There are no monthly fees or other recurring charges.

Processing is charged on a pay-as-you-go basis – when you receive a payment our transaction fee is automatically taken from your Nochex account.

When your Nochex account is set-up you can enter your bank details via the control panel within your account.

Unlike other payment services we don’t instantly decline people because they have a bad credit history. Fill in the application form and we will contact you within two working days to work out whether we can help you.

Next Steps

Call Us

Call us today on 0113 819 7220.


Complete an online application.

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Request a call back at a time to suit you.

Not sure what you need? Get in touch.