Merchant Account

A merchant account for businesses to accept and settle card payments

Internet Merchant Accounts for Businesses & Entrepreneurs

What Is an Internet Merchant Account?

An internet merchant account is an online banking facility that enables businesses to accept payments by debit or credit cards.

To accept payments online you need a merchant account, a payment gateway and a method to process each payment.

When your customers want to buy your goods and services, whatever way the payment is made to you, the place where you deposit that payment is an account. In the case of an ecommerce transaction the place to deposit your payments is in an internet merchant account.

Online customers can pay with credit or debit cards through a payment gateway. A payment gateway is a secure facility that transports card details between the relevant parties of an online payment.

Payment processing is the means by which a card transaction is shared between the relevant financial parties and is ultimately turned into a payment that is ready to be deposited into the merchant’s account.

All-in-one Merchant Account, Payment Gateway and Payment Processing

Nochex is designed to be simple—we accept your payment data, and we deposit your money in your bank account. Nochex provides your business with a merchant account, a payment gateway and payment processing into one seamless package.

Setup is quick and easy, meaning you can focus on your business.

To use any of our payment services all you need is a Nochex Internet Merchant Account. As a result Nochex is the best way to accept payments online, over the phone, sending invoices, or collecting subscriptions.

All you have to do is to fill in our short application form. As a result we can have your account up, running and taking payments within just one business day.

Payment Gateway, Payment Processor and Internet Merchant Account All in One

Unlike a traditional bank account, the Nochex Internet Merchant Account is the easy way to take care of your payment processing in one simple package. Moreover there is no need to integrate with multiple vendors to take payments. You don’t need an account for funds, a gateway to submit payments, maybe even a third or fourth service to manage recurring charges, invoicing and telephone payments. Therefore, even if you have sub-merchants, our Internet Merchant Account opens the door to straightforward payment control.

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An Internet Merchant Account You Can Trust

To use our services we ask you to open a Nochex Internet Merchant Account. We gather a little information about you and your business so we can get your money paid to you without delay. The Nochex Merchant Account is the basic facility you need to use any of our internet payment services. There is a standard once only charge of £50 to open your Account. Once your setup fee is paid there are no more fees to pay or hidden costs – Nochex is a pay as you go payment gateway.

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Internet Merchant Account features:

  • An account for funds and a gateway to submit payments all-in-one.
  • Accept payments from all major credit and debit payment cards.
  • Fully PCI compliant.
  • Fast and easy access to your money.
  • Your customers won’t need an account in order to pay you.
  • Free support for your customers by our UK based team.
  • Simple and speedy setup.
  • Easy to integrate with your website.
  • Your own UK-based account manager.
  • Fast set-up / instant merchant accounts.
internet merchant account telephone payments

Need your own Nochex Instant Merchant Accounts?

Complete the online application and we'll quickly get back to you.

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Frequently Asked Questions

You must be aged 18 years or above to be accepted for our Account. If you are under 18 years consider asking a parent, guardian or other responsible adult to work with you and open an account on your behalf.

If you are resident in the UK or Europe you are eligible to be accepted for an account. Instant merchant accounts are only available to UK residents.

Basically it is an account into which we can place your funds including payments you receive from your customers when they purchase from you.

A Nochex Merchant Account allows you to receive payments and manage your funds while they are there.

In order to access your money you need to have an account with a bank, building society or some other financial institution that we can transfer your funds to. If you do not already have a bank account for your business, we may be able to help you set one up – please ask for details. Instant merchant accounts are only available if you have a bank account when you apply.

You transfer your money from your Nochex account to your bank.

The payments you receive are instantly deposited into you Nochex account. You can access your Nochex account at any time and arrange the transfer of your funds from your Nochex account into your designated bank account. These transfers are not controlled by Nochex, but by your bank, and will typically take up to three working days to be paid into your bank account.

Often we are asked for instant merchant accounts. Typically, we open accounts for new account holders within two or three working days. In order to ensure the continuous smooth running of your account, we like to understand what you are doing and how your business will operate. We use this knowledge to help you to operate successfully and avoid pitfalls common to businesses of your type. An instant merchant account set-up is possible, and you should contact us to discuss your requirement.

We won’t usually ask for any documents during the boarding process. We might ask for a processing statement if you’ve recently been using another payment service.

When you have been accepted for an account we will ask you for proof of identity. Either, a voided cheque, paying-in slip (from a pre-printed paying in book) or bank statement dated within the last 3 months, from the bank account you want to register to your Account.

These documents can be scanned and sent electronically. The scanned copies must be of high quality and clearly show the sort code, account number and name. Photos of the documents taken on your phone are not acceptable.

If you are cannot scan the documents, post them to us. Any paper copies you send will be destroyed and an electronic version retained. All scanned copies are retained on our secure servers.

The process really is very simple and straightforward. We have been processing payments for many years and we have refined the way that it works to the point that it is hardly noticeable. To see a demonstration of the process, click through the link here to make a test payment on our demonstration website

When your Nochex account is set-up you can enter your bank details via the control panel within your account.

We consider all the applications we receive. We do not decline applications just because of a bad credit history. We will work our hardest to get all applications approved. Fill in the application form and we will contact you within two working days.

Internet Merchant Account Next Steps

Call Us

Call us today on 0113 819 7220.


Complete an online application.

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